KiwiSaver

Why KiwiSaver matters

It helps you save faster with extra contributions from your employer and the government.

Small, regular savings today can make a big difference in the future. It is a simple and effective way to prepare for your first home or a comfortable retirement.

With the right support, your KiwiSaver can work smarter and bring your goals closer.

Why start KiwiSaver early

• Grow your savings faster:

  The earlier you start, the longer your money can grow through compound returns.

• Receive extra contributions:

  Starting early gives you more years to enjoy employer and government contributions.

• Get ready for your first home:

  Beginning now helps you build a larger balance for your deposit.

• Secure your future:

  Early planning builds financial confidence and long-term stability.

When you can use your KiwiSaver

You can use your KiwiSaver when you retire, usually from the age of 65.

You can also use it to help buy your first home and get closer to home ownership.

If you face serious financial hardship or health issues, you may be able to access your savings for support.

If you move overseas permanently, you can apply to withdraw your KiwiSaver after settling abroad.